The Financial Services Authority (OJK) regulates PAYDI products. Life insurance companies had to audit their product specifications, sales and marketing, investment fund administration, and customer s

Integrating Quality at Source (Q@S) into supplier management is a transformative approach that emphasizes defect prevention and quality assurance at the point of origin in the supply chain. This paper

The rapid expansion of eCommerce has significantly increased the role of digital advertising in influencing consumer behavior. However, the prevalence of manipulative advertising practices such as mis